Global Coverage
One contract. 200+ markets. 150+ currencies. 100+ local payment methods. A single Adyen integration is enough to take payments almost anywhere your customers live.
Adyen is unusual among payment platforms in being a licensed acquirer in many of the world's largest markets — not just a gateway sitting in front of someone else's bank. That changes the economics. Domestic acquiring means cards stay on local rails, FX surprises disappear, and auth rates climb.
Pair this guide with getPaymentMethods — pass the shopper's country and amount, and Adyen returns the exact set of methods available, ranked for that geography.
Where Adyen acquires directly
When Adyen acquires locally, your traffic clears through a domestic processor instead of routing internationally. The shopper's bank sees a domestic transaction. Auth rates go up, cross-border fees go away.
Europe
| Region | Notes |
|---|---|
| Eurozone (EU/EEA) | Direct acquiring across all member states. PSD2 SCA handled at the platform level. |
| United Kingdom | Post-Brexit, Adyen operates as a separately licensed UK acquirer — same integration, separate compliance scope. |
| Switzerland, Norway | Domestic acquiring with native currency settlement. |
Americas
| Region | Notes |
|---|---|
| United States | Full domestic acquiring with Visa, Mastercard, Amex, Discover. Network tokens supported across all brands. |
| Canada | Domestic CAD acquiring with Interac integration. |
| Brazil | Local entity with installment-plan support (installments), Boleto, Pix, and Brazilian card schemes (Elo, Hipercard). |
| Mexico | Domestic acquiring for MXN and the major LatAm card networks. |
Asia-Pacific
| Region | Notes |
|---|---|
| Singapore, Hong Kong | Regional hubs with direct acquiring and broad APAC method coverage. |
| Australia, New Zealand | Domestic acquiring including eftpos integration. |
| Japan | Direct acquiring with JCB, plus 3DS profile tuned for local issuer behaviour. |
| India | RBI-compliant tokenization and the local card-on-file mandates handled automatically. |
Local payment methods
Adyen exposes local methods through the same /payments endpoint and the same payment-method-type pattern. There's no separate API per method — your integration is identical whether you accept Visa or iDEAL.
Highlights, by region
| Region | Methods you can accept |
|---|---|
| Netherlands | iDEAL, Bancontact (cross-border), SEPA Direct Debit |
| Germany, Austria, Switzerland | SOFORT, giropay, EPS, SEPA, Klarna |
| Belgium | Bancontact, KBC/CBC payment button |
| France | Cartes Bancaires, Bancontact, Klarna |
| United Kingdom | Cards, Apple Pay, Google Pay, Klarna, Clearpay |
| Nordics | MobilePay, Vipps, Swish, Klarna, Trustly |
| Italy | MyBank, Bancomat, Satispay |
| Spain, Portugal | Multibanco, MB WAY |
| United States | Cards, Apple Pay, Google Pay, PayPal, Venmo, Affirm, Afterpay/Clearpay, Zelle (where supported) |
| Latin America | Pix, Boleto Bancário (BR), OXXO, SPEI (MX), PSE (CO) |
| China | Alipay, WeChat Pay, UnionPay (incl. UnionPay SecurePlus) |
| Southeast Asia | GrabPay, GoPay, OVO, DANA, ShopeePay, PayNow, FPX (MY) |
| India | UPI, Net Banking, RuPay, EMI / installment plans |
| Japan | JCB, Konbini, Pay Easy |
| Australia / NZ | Eftpos, BPay, Afterpay, POLi |
| Middle East / Africa | mada (SA), KNET (KW), QPay (QA), local mobile money in select markets |
Wallets, BNPL, and global rails
These work everywhere Adyen does:
| Category | Methods |
|---|---|
| Wallets | Apple Pay, Google Pay, Samsung Pay, PayPal, Venmo, Amazon Pay |
| Buy-Now-Pay-Later | Klarna, Afterpay/Clearpay, Affirm, Atome, ZIP |
| Crypto-adjacent | (varies — check your account configuration) |
You never have to memorize this list. Call getPaymentMethods with the shopper's country and amount, and Adyen returns the available set — already filtered, already ranked, already configured.
Currencies and settlement
| Capability | Details |
|---|---|
| Process in | 150+ currencies. Charge shoppers in their local currency. |
| Settle in | Configurable per merchant — settle in one currency, multiple, or per-region. |
| FX | Adyen handles conversion. Rates are transparent and visible in your reporting. |
| DCC (Dynamic Currency Conversion) | Available on cards and supported terminals — offer shoppers the choice at the point of sale. |
Regulatory and compliance coverage
Built into the platform, not your problem:
| Region / scheme | What Adyen handles for you |
|---|---|
| EU / UK | PSD2 Strong Customer Authentication (SCA), 3D Secure 2 routing, exemption logic. |
| India | RBI tokenization mandate, card-on-file rules, EMI flows. |
| Brazil | Installment-plan handling, Pix and Boleto regulatory routing. |
| Japan | 3DS profile, JCB-specific compliance. |
| United States | PCI DSS, network token participation, dispute representment helpers. |
| Global | PCI DSS Level 1 certification on the platform — your integration inherits the cert. |
Picking your endpoints by geography
For most teams, the right model is:
- Single merchant account per legal entity in each major region you operate in.
- One payment-methods configuration per merchant, managed via Payment methods — merchant level.
- Dynamic method retrieval via
getPaymentMethodson every checkout — never hard-code your method list.
For platforms with sub-merchants in many countries:
- Use Account — company level to provision merchants per region.
- Use API credentials — company level to scope keys per region.
- Use Webhooks — merchant level to route async events to the right backend.
Going live in a new market
The integration doesn't change. What changes is configuration:
- Ask your Adyen contact to enable the new country / currency on your merchant account.
- Enable the local payment methods you want in the Customer Area (or via
createPaymentMethodSetting). - Update your checkout to call
getPaymentMethodswith the newcountryCode— that's it. - Verify a low-value live transaction. Ship.
Adyen's RevenueAccelerate features — auto-rescue, network tokens, intelligent retry, account updater — apply automatically in every market they're available in. You don't enable them per region; they're on by default.
What's next?
- Payment use cases → — match the global capabilities to your business model.
- Onboarding journey → — a step-by-step path from zero to production.
- Make Payments with Adyen API → — back to the start.